SEPA Instant enables businesses and individuals to send and receive euro payments across Europe in seconds, 24/7, including weekends and holidays. With immediate fund availability, users can improve cash flow and reduce settlement delays. The service operates within the SEPA Instant Credit Transfer scheme, ensuring speed, reliability, and transparency. Noveba, as an authorized Electronic Money Institution (EMI), provides secure and compliant access to SEPA Instant payments.

SWIFT transfers allow businesses and individuals to send and receive international payments outside the SEPA zone in multiple currencies. This service enables reliable cross-border transactions through the worldwide SWIFT network, supporting both personal and business needs. Users benefit from broad geographic coverage and established international banking standards. Noveba ensures compliant and efficient SWIFT payments as an authorized Electronic Money Institution (EMI).

Noveba payment cards allow businesses and individuals to handle everyday expenses, online payments, and in-store purchases with ease. Real-time balance insights and clear transaction visibility help you stay on top of spending at all times. Cards support secure payments for personal use and teams, while simplifying day-to-day expense tracking.

Faster Payments enables near real-time GBP transfers within the United Kingdom. Businesses can send and receive funds quickly, improving liquidity and operational efficiency. Payments are typically completed within seconds and are available 24/7. Noveba provides access to Faster Payments through regulated and compliant payment infrastructure.

A dedicated IBAN provides businesses and individuals with a unique account number for receiving and sending payments under their own name. It simplifies reconciliation, improves transparency, and strengthens trust with partners and clients worldwide. Dedicated IBANs can be used for local and international transfers, including SEPA payments.

Remote account opening allows businesses and individuals to onboard fully online without visiting a branch. The digital process is fast, secure, and designed to minimize administrative effort. After successful verification, users can access their accounts and payment services shortly thereafter. Noveba’s onboarding process complies with regulatory and AML requirements as an authorized Electronic Money Institution (EMI).

Noveba’s Foreign Exchange (FX) service allows businesses to convert supported currencies at real-time rates. Once a quote is received, the rate is applied to the exchange, enabling the trade to be confirmed and executed efficiently. FX services are available through a multi-currency International Account, allowing businesses to send, receive, and hold supported currencies in one place. The service supports EUR, USD, and CHF, with additional currencies planned, and operates within defined cut-off times and minimum trade values.

Noveba’s Payment Acquiring solution enables businesses to accept payments through hundreds of local and international payment methods worldwide via carefully selected acquiring partners. The service supports cards, bank transfers, digital wallets, and alternative payment methods, helping businesses reach customers across multiple markets. Payment methods are adapted to regional preferences to improve conversion rates and customer experience. Acquiring services are delivered through secure, compliant partner infrastructure, with Noveba operating as an authorized Electronic Money Institution (EMI).